Detailed comparison of IBPS PO and SBI PO exams covering salary, difficulty, career prospects, and preparation strategy.
Both IBPS PO and SBI PO are prestigious banking exams that lead to the role of Probationary Officer, but they differ in important ways. IBPS PO recruits for 11 public sector banks (excluding SBI), while SBI PO is exclusively for the State Bank of India. Understanding these differences will help you decide where to focus your preparation first. Many aspirants prepare for both in the same season, which is exactly what the comparison below is designed to help you plan.
| Factor | IBPS PO | SBI PO |
|---|---|---|
| Recruiting body | IBPS (11 public sector banks) | State Bank of India |
| Starting CTC | Approx ₹7-9 lakh | Approx ₹8-10 lakh |
| Exam difficulty | Moderate | Slightly higher, especially Mains |
| Vacancies | Usually higher | Fewer, more competition per seat |
| Syllabus overlap | About 90% common | |
SBI PO generally offers a higher starting package (approximately ₹8-10 lakh CTC versus ₹7-9 lakh for IBPS PO banks), and SBI is often perceived as having better brand value and faster career growth. On the other hand, IBPS PO offers more vacancies annually and the chance to be posted across multiple participating banks, which can mean a quicker route to an officer's chair for many candidates. Both roles include housing, travel, and other allowances on top of basic pay, and both involve transferable postings, including rural and semi-urban branches in the early years of service.
SBI PO is generally considered slightly harder, especially the Mains paper. The English section in SBI PO tends to feature longer and more complex Reading Comprehension passages, and the question patterns are less predictable year to year. IBPS PO follows a steadier, more conventional pattern, which makes PYQ-based practice especially effective for it. The Prelims papers of the two exams feel very similar in level; the real gap appears in Mains, where SBI PO adds tougher Data Interpretation sets and a descriptive paper that demands regular writing practice.
The good news is that the syllabus overlap is about 90%, so preparing for one automatically covers most of the other. Our recommendation: prepare for SBI PO as your primary target, since it typically comes first in the calendar year, and let IBPS PO become your natural backup with minimal additional preparation. Take mock tests in both patterns so the small differences in timing and difficulty never surprise you on exam day. If you are starting early in the year, build your base for SBI PO Prelims first, then carry the momentum through IBPS PO Prelims and both Mains stages, treating every attempt as a free, high-quality mock for the next one.
About 90%, so preparing seriously for one covers most of the other with only small adjustments to timing and difficulty.
SBI PO is generally considered slightly harder, especially the Mains paper and its longer English passages, while IBPS PO follows a steadier, more predictable pattern.
SBI PO usually offers a slightly higher starting package, while IBPS PO typically has more vacancies spread across multiple public sector banks.
Prepare for SBI PO as the primary target since it often comes first in the calendar, and treat IBPS PO as a natural backup needing minimal extra preparation.
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